Are You in Possession of a Servicemember’s Vehicle?


The Servicemembers Civil Relief Act (SCRA) protects our servicemembers from repossessions and liens during active duty.

The SCRA states that:

  • A creditor may not repossess a vehicle during a borrower’s period of military service without a court order as long as the servicemember borrower either placed a deposit for the vehicle or made at least one installment payment on the contract before entering military service 50 U.S.C. § 3952.

  • A person holding a lien on the property of a servicemember, such as a storage facility or a tow company, may not enforce the lien (dispose of the property) without a court order during the servicemember’s period of military service and 90 days thereafter. 50 U.S.C. § 3958.

You can search for active duty military members using the Department of Defense’s Defense Manpower Data Center here:

If you are in possession of an active duty military member’s vehicle, please consult your legal counsel.

Learn more about the SCRA here: